Medical Coverage
Medical plans are self-funded through the Boys & Girls Club Workers Association. The plans utilize some of the largest leased Preferred Provider Organization (PPO) networks nationwide.
In many cases, the same providers you currently use participate in our networks! There is an easy way to compare our plans.
Click on the image below for a quick look at your BCGWA-UMR Medical 10 2018 Plan Options
There are 8 unique medical plans to help fit your Club’s budget
Each plan carries prescription benefits through CVS/Caremark, the nation’s largest pharmacy healthcare provider.
The plans are fully compliant with all the requirements of the Patient Protection and Affordable Care Act (PPACA) as of January 1, 2011. This means these plans will:
- Pay 100% of preventive services performed by a Network provider.
- Have no lifetime limit.
- Cover dependent children through age 25.
- Not apply any pre-existing condition limits on children under age 19.
- Be compliant with all appeals and reporting requirements.
Click on the links below for more information about our dental and vision plans
UMR Medical Member Booklet with Contact Information
BGCWA Guardian Life, STD, & LTD benefit summary 2019